Apply now »

Commercial Field Underwriter

34561

We are Farmers – where ambition meets opportunity.

 

At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us.

 

Join an award-winning,  equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.

 

Ready to make your mark? Discover our vibrant culture and explore career opportunities at www.Farmers.com/careers/corporate. Connect with us on Instagram, LinkedIn and TikTok, and let’s build something incredible together!

 

Workplace: Remote ( #LI-Remote )

 

Job Summary

  • Partners with assigned agents to support the profitability and growth of their agencies through sound underwriting practices.
  • Educates agents about commercial insurance products and assists in developing effective business plans.
  • Performs work with limited guidance from senior team members or a supervisor.

Essential Job Functions

  • Travels to assigned agencies to support agents with their profitability, growth, and business retention objectives. Uses working knowledge of commercial insurance products to educate agents and assist with designing effective business plans that incorporate sound underwriting practices. Advises on underwriting philosophy, guidelines, practices, and risk appetite. Collaborates to implement marketing plans and initiatives.
  • Trains agents and agency staff on property and casualty insurance products, with emphasis on commercial insurance. Uses working knowledge of underwriting principles and practices to evaluate commercial insurance applications. Analyzes data and assess applicant risk to determine coverage and premiums. Makes decisions to approve or reject applications. Underwrites commercial insurance policies within prescribed authority limits, up to the senior underwriting level.
  • Seeks guidance and support from senior underwriters on unique or complex commercial business. Documents exceptions to established guidelines and important information related to underwriting decisions.
  • Analyzes market conditions to learn and understand the commercial insurance environment. Uses market data and working knowledge of the insurance industry to recommend innovation and/or new product or service offerings. Performs other duties as assigned.

Physical Actions

  • This role, whether performed virtually or in an office setting, will include normal and customary distractions, noise, and interruptions. Sits or stands for extended periods of time, up to a full work shift. Occasionally reaches overhead and below the knees, including bending, twisting, pulling, and stooping. Occasionally moves, lifts, carries, and places objects and supplies weighing 0-10 pounds without assistance. Listens to, interprets, and differentiates auditory information (example others speaking) at normal speaking levels with or without correction. Visually verifies and reads information. Visually locates material, resources and other objects. Ability to continuously operate a computer for extended periods of time, up to a full work shift. Physical dexterity sufficient to use hands, arms, and shoulders repetitively to operate keyboard and other office equipment up to a full work shift.

Education Requirements

  • High School Diploma or equivalent required.
  • Bachelor's degree preferred.
  • Other: Insurance industry designation preferred, or completion of three sections from CPCU courses 500/510, 520 or 551, 552.

Experience Requirements

  • 3-5 years of commercial underwriting experience required, or equivalent combination of education and experience.
  • Sales or marketing experience within the insurance industry preferred.

Benefits

  • Farmers offers a competitive salary commensurate with experience, qualifications and location.
    o CA Only: $81,375 - $137,940
    o CO Only: $76,275 - $119,350 
    o HI/IL/MN/VT Only: $76,275 - $127,490
    o MA Only: $76,275 - $127,490 
  • o MD Only: $76,275 - $127,490
    o DC/NJ/NY/OH Only: $76,275 - $137,940 
             o Albany County, NY/Cleveland, OH: $81,375 - $119,350 
    o WA Only:  $80,168 - $144,875 
  • Bonus Opportunity (based on Company and Individual Performance)
  • 401(k)
  • Medical
  • Dental
  • Vision
  • Health Savings and Flexible Spending Accounts
  • Life Insurance
  • Paid Time Off
  • Paid Parental Leave
  • Tuition Assistance
  • For more information, review “What we offer” on https://www.farmers.com/careers/corporate/#offer

 

Job Location(s): R_US - United States

 

Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.

 

Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law.  Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.

 

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

 

Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws. 

 

Want to learn more about our culture & opportunities? Check out www.Farmers.com/careers/corporate and be sure to follow us on Instagram, LinkedIn, and TikTok.

 

Spokane, WA only:  Residents who prefer not to provide their address click here to submit your resume via email: careers@farmers.com

Apply now »