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Commercial Field Underwriter (PA)


We are Farmers! 

We are… more than just your favorite commercials. We are a passionate, award winning, equal opportunity employer, committed to the strength of a diverse workforce. We are dedicated to supporting the well-being of our people through our extensive suite of benefits, as well as the well-being of the communities we serve through employee volunteer programs and nonprofit partnerships. Helping others in their time of need isn’t just our business – it’s our culture! We are Farmers!


Do you thrive in a high-volume, fast-paced environment? Do you enjoy the challenge of a position where no two days are alike? We are looking for positive, high-energy professionals who are not just looking for a job, but a meaningful career!


At Farmers, our ambition is to be the leader in delivering peace of mind, innovating for customers whenever and wherever they need us. That means having people like you who can help us evolve to meet changing customer and business needs. Continuous development is critical to our success at Farmers; that means being curious, continually innovating, being open to new opportunities and embracing change. As the needs of our business and customers change, and you acquire needed experience, you may have opportunities to use your knowledge and skills in a different role. As you take on these new challenges, Farmers is committed to providing you with the necessary training and support along your career journey.


Workplace:  Remote

Job Summary

  • Partners with assigned agents to support the profitability and growth of their agencies through sound underwriting practices.
  • Educates agents about commercial insurance products and assists in developing effective business plans.
  • Performs work with limited guidance from senior team members or a supervisor.

Essential Job Functions

  • Travels to assigned agencies to support agents with their profitability, growth, and business retention objectives. Uses working knowledge of commercial insurance products to educate agents and assist with designing effective business plans that incorporate sound underwriting practices. Advises on underwriting philosophy, guidelines, practices, and risk appetite.
  • Collaborates to implement marketing plans and initiatives. Trains agents and agency staff on property and casualty insurance products, with emphasis on commercial insurance. Uses working knowledge of underwriting principles and practices to evaluate commercial insurance applications. Analyzes data and assess applicant risk to determine coverage and premiums.
  • Makes decisions to approve or reject applications. Underwrites commercial insurance policies within prescribed authority limits, up to the senior underwriting level. Seeks guidance and support from senior underwriters on unique or complex commercial business. Documents exceptions to established guidelines and important information related to underwriting decisions.
  • Analyzes market conditions to learn and understand the commercial insurance environment. Uses market data and working knowledge of the insurance industry to recommend innovation and/or new product or service offerings. Performs other duties as assigned.

Physical Actions

This role, whether performed virtually or in an office setting, will include normal and customary distractions, noise, and interruptions. Sits or stands for extended periods of time, up to a full work shift. Occasionally reaches overhead and below the knees, including bending, twisting, pulling, and stooping. Occasionally moves, lifts, carries, and places objects and supplies weighing 0-10 pounds without assistance. Listens to, interprets, and differentiates auditory information (example others speaking) at normal speaking levels with or without correction. Visually verifies and reads information. Visually locates material, resources and other objects. Ability to continuously operate a computer for extended periods of time, up to a full work shift. Physical dexterity sufficient to use hands, arms, and shoulders repetitively to operate keyboard and other office equipment up to a full work shift.

Education Requirements

High School Diploma or equivalent required. Bachelor's degree preferred. Other: Insurance industry designation preferred, or completion of three sections from CPCU courses 500/510, 520 or 551, 552.

Experience Requirements

3-5 years of commercial underwriting experience required, or equivalent combination of education and experience. Sales or marketing experience within the insurance industry preferred.


  • Farmers offers a competitive salary commensurate with experience, qualifications and location.
  • Bonus Opportunity (based on Company and Individual Performance)
  • 401(k)
  • Medical
  • Dental
  • Vision
  • Health Savings and Flexible Spending Accounts
  • Life Insurance
  • Paid Time Off
  • Paid Parental Leave
  • Tuition Assistance
  • For more information, review “What we offer” on


Job Location(s): US - PA - Philadelphia, US - PA, US - PA - Harrsbrg-Chstnt, US - PA - Pittsburgh

Want to learn more about our culture & opportunities? Check out and be sure to follow us on InstagramLinkedIn, and TikTok.

Nearest Major Market: Philadelphia

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